Budget Artist - yes you are already and expert without  you knowing!

Do you realise how creative you have to be on a Budget?

You probably don't give yourself enough credit for the good you do.

Its always easier to condemn and criticize the mistakes we make.

Why do we put ourselves through that hell and pain?

Its crazy!

Something we all do at times no matter where we are in our
world.

The word "Budget" conjures up often negative feelings and a
thoughts of this is too hard.

It's 2010 - a New Generation is beginning!

It's a time to be creative with your travel.

Not to accept the normal ways of doing everyday activities.

It's a time of innovation, reflection, motivation and doing. What am I raving on about?
 

I've been doing a lot of research about budgeting, and one of the benefits - according to experts - is that using a budget can reduce impulse spending.

I've not found this to be true. In fact, the more I try to control my spending and the less money I have, the greater my impulse to splurge.

When you’re already living paycheck to paycheck, nothing sends stress skyrocketing like an unforeseen money emergency. Whether you need $10 for a school field trip or $200 for car repairs, there are ways to generate cash quickly.